Life insurance is the establishment of your Texas family's monetary security. The Luu Agency can give best individual life coverage intend to meet your requirements. A very much idea out individual extra security bundle defends your monetary resources against the vulnerabilities of life, so you can ensure your family's future.

Individual Life Insurance
Policies include:

Term Life Insurance

Individual Term Life Insurance is generally less expensive and the least complicated type of individual life insurance available in Texas. It provides insurance protection at a low, fixed cost for a specified period of time. Once the specified coverage time has expired, you will have to re-apply for coverage, which may or may not remain at the original fixed cost. If you die within the term period, a death benefit is paid to your beneficiary.

Whole Life Insurance

Unlike term life insurance, an individual whole life insurance policy covers you for the rest of your life. To avoid the hassle of re-applying for term life insurance, whole life insurance requires you the policy holder pay a higher premium.

Universal Life Insurance

Just as with whole life insurance, individual universal life insurance protects you for life. Universal life insurance, however, offers the flexibility to adjust your premium and your death benefits.

Variable Universal Life (VUL) Insurance

Individual variable universal life insurance gives you the flexibility to adjust your policy based on your needs at any given time. Additionally, a VUL policy gives you opportunities to invest funds into stocks and bonds with the goal of growing for you and your beneficiaries.

You may request a whole life, universal life, variable universal life, or term life insurance quote below.