Personal Flood Insurance Policies
Get Flood Insured.
Flood insurance helps cover any loss caused by a flood. Whether it is a natural occurrence or sewer pipe break, we got you covered. Be prepared for the worst case scenario. Houston has a history of Flooding events that have caused historic damage. Protect your family and live worry free.
Building property coverage includes:
Refrigerators, stoves and built-in appliances such as dishwashers
Building and foundation
Electrical and plumbing systems
Detached garages, up to 10% of building property coverage
Central air conditioning equipment, furnaces, and water heaters
Permanently installed carpeting over unfinished flooring
Permanently installed paneling, wallboard, bookcases and cabinets
Window blinds
Electrical and plumbing systems
Contents coverage includes:
Personal belongings, such as clothing, furniture and electronic equipment
Valuable items such as original artwork and furs, up to $2,500
Curtains
Portable air conditioners
Carpets not permanently installed over unfinished flooring
Washers and dryers
Freezers and food contents
Replacement cost coverage is not available for personal property
Portable microwave ovens and portable dishwashers
Other flood insurance coverages includes:
Debris removal at federal minimum wage, not subject to deductible
Refrigerators, stoves and built-in appliances such as dishwashers
Loss avoidance measures, $1,000 limit, no deductible
Window blinds
Building and foundation
Electrical and plumbing systems
Detached garages, up to 10% of building property coverage
Central air conditioning equipment, furnaces, and water heaters
Permanently installed carpeting over unfinished flooring
Increased cost of compliance — flood-proofing, relocation, elevation and demolition, subject to limitations and qualifying criteria
Permanently installed paneling, wallboard, bookcases and cabinets
Contact Us
The Luu Agency can provide the coverage you need in case of a flood. Please contact us to learn more about what our policies provide, or just fill out and submit the online form below to receive a quote.