Homeowner's Insurance Policies

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Get Your Home Secured.

Purchasing a home is most likely the biggest investment you have ever made. It is the place you and your family come home to every day. Here at The Luu Agency we protect you and your home in the time of need.

Our Texas home insurance policies are intended to give you the greatest coverage of your home, your own belongings, , and in particular, your family - all at an affordable cost.

Homeowner's insurance protects your house & its
contents during unpredictable events, including:


  • Burglaries, vandalism, and other civil disturbances

  • Hurricanes, tornadoes, and other weather emergencies

  • Fires, injuries, and other accidents occurring on your property


 

Homeowner's Insurance Policy Basics

Our Texas homeowner's insurance policies cover much more than just the structure of the house. Some of our policy features include:

Coverage for your Dwelling

Dwelling coverage protects the physical construction of your home and is covered in the case of fire, hail, and lightneing. Dwelling coverage can also protect attached garages.

Personal Property

Personal property covers any personal belongings you may own inside your household. These items might include furniture, electronics, clothing, appliances, and other necessities. The Luu Agency can also provide a valuable articles endorsement to cover more expensive items not fully covered in a standard homeowner's insurance policy.

Loss of Use

Your Texas homeowner's insurance policy will also pay for any cost associated with the loss or damage of your living space in the event the space is unlivable.

Personal Liability

If a guest of your home suffers an injury or damage to their personal property while visiting your home, your homeowner's insurance policy will cover the costs. For additional coverage, The Luu Agency can recommend a personal umbrella insurance policy.

Medical Payments

Lastly, your homeowner's insurance policy will cover medical costs related to injury of any guests of your home while they are on the property.

Contact Us

The Luu Agency represents some of the best insurance companies in the country. Please contact us to learn more about what our policies provide, or just fill out and submit the online form below to receive a quote for your business in Houston, TX.